Though the threat of the novel Coronavirus still exists, domestic and travel restrictions have been lifted by most countries including India. This means that those who have not been able to travel for essential or leisure purposes are now traveling with a vengeance! You wish to do so, too – but you worry about paying for a foreign holiday while you are grappling with low personal reserves.
If you’re reading this article, chances are you are looking for a good funding solution for your travel dream for 2022. We have a good one to suggest: a travel loan or a personal loan for travel.
Educational but expensive – how to fund your holiday?
Travel is an important part of one’s education through life. Whether a short trip to a scenic hill station in India or a longer holiday in Europe, travel is the elixir that lightens the soul. It heals one by imparting wisdom and knowledge in unexpected ways, and it is a great leveller. Whether one travels solo or with a group, it is always a pleasant experience to be able to eat food of another culture, meet new people, learn about local customs, navigate new cities, etc.
But travel is also quite expensive. Over the years, though there are multiple options in accommodation and flights in terms of budget, overall it is quite expensive to travel anywhere in India or around the world. International trips are obviously more expensive than domestic ones, since expenses multiply exponentially and you have to account for foreign exchange as well. But does all this mean that you will not travel in 2022? Why not take a travel loan from an instant loan app and make your wish come true without worrying about how to fund the trip?
A travel loan: Make your trip happen in 2022
If you have never borrowed money to travel or buy expensive things, you might baulk at the idea of taking a loan to do so. But the concept is not new, and what’s more, it is quite popular. Instead of dipping into your savings or maxing your credit card, a personal loan from the best instant loan app in India can meet your needs admirably. This is why:
• The loan is approved and disbursed quickly over the loan app. , especially if you apply using a reputed loan app. Use the money to start planning your trip right away
• You can get up to Rs 5 lakh as a loan based on your eligibility. This amount can fund a month-long foreign trip to a destination of your choice, provided you spend sensibly
• The loan pays for everything trip-related, from flight tickets to visas and shopping. Keep your savings and credit card intact
• The personal loan is not a protracted burden on your income. Once taken, you can finish repaying it in a matter of a few months
• If you are going abroad, the Consulate will like to see your financial statements when you apply for the visa. Having the large infusion of cash in your account is good for you: the visa has a higher chance of being approved if your financials are clear
How to get the personal loan for travel
Start by downloading the best instant loan app in India and set it up as directed. Creating your profile on the app registers you as a potential customer and the app starts the process of checking your credit score and other financial particulars. When you apply for the loan, the app asks you to submit documents (find the list on the app) so that the application can be processed.
• Check the list of documents and make copies for self-attestation. Take photos of the same and upload the documents on the app as directed.
• The app, meanwhile, checks your credit score, eligibility and other parameters. You are informed of how much money you can get, so you can plan your expenses accordingly.
• Once the loan application is approved, the money is disbursed to your account. You can withdraw it and start buying tickets, booking hotels, applying for the visa, etc.
• Repay the loan in simple EMIs as per the tenure.
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